Nonetheless, this week readings shred some light on my quest, as I was really surprised that a very common informal financing scheme in my country was regarded as an innovation in another. I am talking about a group of people making little monthly payments in order to build a pool of resources that is allocated to a member of the group through a raffle. We, Mexicans, call it Tanda.
My grandmother used to organize two tandas a year, my mother used to participate in some her coworkers did, and my father organizes them in order to buy expensive medical equipment. This schemes are so popular that 16.9% of Mexicans over 18 use them as their principal source of financial resources, 4% more than the people of the same age that use formal banking, and among users, women use them more often. That made me guess this is all about learning to hear with other people's ears by getting familiar with their ways and then contrasting them with mine. Maybe if we are able to do that more frequently, we will be able to detect the gaps that have to be filled and turn a traditional solution into a very innovative one by changing its context, adapt it to make it acceptable and available for people that appreciate the world in different rhythms and musicalities.
-- Ruben Fernandez <rfernand@andrew.cmu.edu> |
No comments:
Post a Comment
Note: Only a member of this blog may post a comment.